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90 Day Blueprint to Improve your Credit Score from Make Startups Institute

1. 90-Day Credit Score Blueprint

Day Range Weekly Focus Corresponding Module Primary Outcomes
Week 1 Pull and review all personal & business credit reports for free. How to Check Your Credit Scores for Free Baseline scores recorded; errors flagged.
Week 2 Decode the five factors that drive a FICO/SBSS score. Decoding Your Credit Report Personal action plan: pay-history fixes, utilization targets.
Weeks 3-4 Dispute inaccuracies and slash utilization before statements close. Quick-Win Fixes Errors in dispute; balances < 30 % (goal < 10 %).
Weeks 4-8 Add positive data: vendor Net-30 tradelines, secured biz card, credit-builder loan, Experian Boost. Build Positive History 3+ vendor lines reporting; new revolving & installment accounts in good standing.
Weeks 8-12 Convert improved scores into financing offers that match your tier. Leverage Good Credit Pre-qualified or approved for card, LOC, or loan aligned with score band.
Ongoing (Day 90+) Automate payments, monitor quarterly, keep utilization ≤ 30 %. Keep the Momentum Scores protected; ready for future capital needs.
Reference Understand why credit matters and how personal vs. business reports differ. Module 1 and Module 2 Motivation + structural knowledge that frame the 90-day plan.

How to use this table:

  1. Check off the “Primary Outcomes” column as you finish each block.
  2. If a weekly task slips, slide everything down—but keep the sequence.
  3. Revisit the roadmap after Day 90 to set new score or funding targets.
Module Author: Eric Parker
Article Details

This single-page roadmap shows how the following eight micro-lessons line up with the 90-day action calendar. Come back to this anytime for quick links to the right section, or print it for quick reference as you work through the course.

Category 90 Day Blueprint to Improve your Credit Score
Curriculum all
Created 2025-07-03 03:08:47
Last Updated 2025-07-03 03:08:47
Published: Make Startups Institute
Make Startups Institute
90 Day Blueprint to Improve your Credit Score
  1. 90-Day Credit Score Blueprint
  2. Why Credit Scores Matter as a Founder
  3. Personal vs. Business Credit
  4. How to Check Your Credit Scores for...
  5. Decoding Your Credit Report: 5 Factors That...
  6. Quick-Win Fixes: Dispute Errors & Slash Utilization...
  7. Build Positive History: 90-Day Tradelines & Credit-Builder Tools
  8. Leverage Good Credit: Funding Options from Cards...
  9. Keep the Momentum: Monitoring & Habits That...
  10. Glossary of Terms
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Why Credit Scores Matter as a Founder